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100% transparent about fees 

Simple to use

Smarter at banking

Receive a 75,000 VNĐ gift voucher

When picking up your card by 31.08.2019 and making 2 qualified transactions* by 07.09.2019

Top up

Pay Bill

POS swipe

Online payment





Receive your gift voucher 

Pick up your Timo Debit card by 31.08.2019

Register online



In 3 simple steps

Receive a 75,000 VNĐ gift voucher


Make 2 qualified transactions by 07.09.2019

Fee Free transactions

Free money transfer to 40+ banks in Vietnam

Free withdrawal

at over 17,000 ATMs across Vietnam

Annual fee free

for Timo Debit Cards



NAPAS Debit card for day to day spends

Clean and simple interface

Bank from anywhere, anytime


Lock/unlock your Debit Card in app

Requires iOTP to move money

Login to app with password, touch ID/faceID

Requires a PIN for all POS transaction

Change ATM PIN in app


Pay bills in 

an instant

Open saving

accounts 24/7

Insurance and investments 

in app

Fast Cash in app approval

in 30 minutes

Move money, pay bills, lock/unlock your cards, etc. even before logging into the app

Join the digital banking revolution

Get a Timo Debit card now!

Set up appointment to get your Timo Debit Card

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Get your card at the nearest Timo Hangout




In upto 30 minutes


1. How long does the promotion last?

- The promotion will occur from 01.08.2019 to the end of 31.08.2019

-  Qualified transactions need to be made before 23h59' 07.09.2019

- Last day to claim and use your Timo voucher: 15.09.2019

2. Conditions to open a Timo Card?

The cardholder must be from 18 years of age and above, living legally in Vietnam and have no account with VPBank or use FE Credit service.

3. Criteria to receive the gifts?

- Invited customers need to register to open a Timo account from the correct personal link received from the inviter (the link contains the inviter's invitation code. Example: ) and receive the card at Timo Hangout no later than 31.08.2019 (according to the Timo Hangout office hours of each province).

- Invited customers need to make at least 02 transactions during the promotion period by 23h59' 07.09.2019.

4. What gift will I receive?

You will receive a Timo voucher of 75,000 VND after making 02 qualified transactions. Please log into your Timo account at and tap on the Privilege section to claim your voucher. Qualified transactions include: bill pay, phone top up, POS swipe, online payment. 

5. How long does it take to get a Timo Debit card?

It will only take you around 30 minutes. Just visit the Timo Hangout as per the appointment scheduled during registration to receive the card. Please bring the following documents with you (foreigners only) to confirm their information: 

1/ Valid Passport as per law in an acceptable condition that is clearly readable and identifiable (picture and text) clearly for verification; AND

2/ ONE of the following valid documents with at least 12 months validity*:

+ Vietnam visa, OR

+ Temporary resident card, OR

+ Permanent resident card

*The above documents do not need to have 12 months remaining validity from the date of applying to join Timo.

6. Where are Timo Hangouts? Can my card be sent to me via Post?

Applicants must come in person and bring the above required documents (foreigners only) for confirmation.

Click on one of the following 4 locations for more information:

HCM | Hà Nội | Đà Nẵng | Cần Thơ

7. Do I have to pay service fees when I receive my card?

When you pick up your card, you do not need to pay any service fees.

8. Terms and conditions of the promotion?

- Check out the terms and conditions of this promotion here. 

18006788 (toll free)

Timo Hangout    


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