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100% transparent about fees 

Simple to use

Smarter at banking

Get a free 200,000 vnd

Wefit voucher instanly


Get another 75.000 vnd Timo voucher

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Pay Bill

Vinacapital investment

Timo Debit POS swipe

Online payment

When making a qualified transaction*






Receive your voucher now!

Get your Debit Card at nearest Timo Hangout

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Make 01 qualified transaction by 31/05/2019




in 3 simple steps

Fee Free transactions

Free money transfer to 40+ banks in Vietnam

Free withdrawal

at over 17,000 ATMs across Vietnam

Annual fee free

maximize your savings

Maximize your saving

Simple & easy to use

NAPAS Debit card for day to day spends

Clean and simple interface

Bank from anywhere, anytime

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Pay bills in 

an instant

Open saving

account 24/7

Insurance and invesments 

in app

Fast Cash in app approval

in 30 minutes

Smart Features

Lock/unlock your Debit Card in app

Requires iOTP to move money

Login to app with password, touch ID/faceID

Safe & Secure 24/7

Requires a PIN for all POS transaction

Change ATM PIN in app

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Get your card at the nearest Timo Hangout




In upto 30 minutes


1. How long does the promotion last?

- The promotion will occur from 03/05/2019 to 31/05/2019

- Last date to make qualified transactions: before 23h59' 31/05/2019

- The e-voucher link will be published on the Reward section on

+ Voucher Timo 75k: until the end of 05/06/2019

+ Voucher Wefit 200k: until the end of 05/06/2019

After this date, the e-voucher link will not be available on the Reward section anymore and customers will not be able to get their e-voucher.

2. Conditions to open a Timo Card?

The cardholder must be over 18 years of age, living legally in Vietnam and have no account with VPBank or use FE Credit service.

3. Criteria to receive the gifts?

- Invited customers need to register to open a Timo account from the correct personal link received from the inviter (the link contains the inviter's invitation code. Example: ) and receive the card at Timo Hangout no later than 31/05/2019 (according to the Timo Hangout office hours of each province).

- Invited customers need to make at least 01 transactions during the promotion period by 23h59' 31/05/2019.

4. What gift will I receive?

You will receive an electronic WeFit voucher of 200,000 VND after receiving your card and another Timo voucher of 75,000 VND after making 01 qualified transactions.

Please log into your Timo account at> Privilege section to claim your vouchers

5. How long does it take to get a Timo Debit card?

It will only take you around 30 minutes. Just visit the Timo Hangout as per the appointment scheduled during registration to receive the card. Please bring the original ID / Passport and Valid Visa (foreigners only) to confirm their information.

6. Where are Timo Hangouts? Can my card send to me through Post services?

Click on one of the following 4 locations for more information:

HCM | Hà Nội | Đà Nẵng | Cần Thơ

Applicants must come in person, bring original ID and Passport and Valid Visa (foreigners only) for confirmation.

7. Do I have to pay service fees when I receive my card?

When you pick up your card, you do not need to pay any service fees.

8. Terms and conditions of the promotion?

-Please find the T&C here for WeFit voucher promotion

-Please find the T&C here for Shopee voucher promotion

18006788 (toll free)

Timo Hangout