VII. Legal Clauses

  1. The contents of Timo Apps, including the logo, text, graphics, software, multi-media content, and UI/UX, is protected under both the Vietnamese laws and foreign laws. Unauthorised use of our content may violate copyright, trademark and other laws.  You have no rights to use this content except as permitted by this agreement without prior written consent from us.  The trademarks, service marks and logos used in the Timo Apps are registered marks. Nothing should be construed as granting, by implication, or otherwise, any license or right to use these marks without our prior written permission specific for each such use.
  2. You shall be responsible and liable for any unauthorised transaction that is processed using your Security Codes.
  3. You commit not to make any claim, complaint against, or hold Timo responsible in any way for its act of collecting, using, disclosing your information in accordance with this Terms and Conditions.
  4. You shall be responsible and liable for any loss or damage caused by disclosure, thief, or compromise of your Security Codes under any circumstances, unless caused by Timo.
  5. You shall be responsible to inform Timo of any breach or violation of National Laws and Regulations in the use of Timo Services. Timo will not be held liable for any loss, damage or expense suffered by you or anyone else for instructions given by you to Timo that do not comply with National Laws and Regulations.
  6. Timo shall not be responsible or liable, without any limit, for any of your losses or damages suffered by any transactions that breach or fail to comply with any of these Terms and Conditions or any relevant procedures set by Timo; or for your inability to perform any of the transactions due to limits set by Timo from time to time; or reasons beyond Timo’s control including but not limited to the Force Majeure.
  7. These Terms and Conditions shall be governed by and construed in accordance with the laws of Vietnam and Foreign Account Tax Compliance Act (FATCA), guidelines from authorities, cross-governmental treaties or relevant cross-governmental cooperative agreement.
  8. These Terms and Conditions shall be made in English and Vietnamese. If there is any discrepancy between English version and Vietnamese version, Vietnamese version shall prevail.
  9. Timo shall be entitled to change, amend and/or supplement these Terms and Conditions by way of updating the Terms and Conditions posted on the Timo website. By continuing to use Timo Services after the date of such updates, you thereby give your consent to such changes.
  10. If any provision which is determined to be illegal, invalid, prohibited or unenforceable in any respect under any law, such provision shall be ineffective to the extent of such illegality, invalidity, prohibition or unenforceability without invalidating in any manner whatsoever the remaining provisions in these Terms and Conditions.
  11. If parties fail to resolve disputes through negotiation and conciliation, the parties may submit the dispute to the competent court in Vietnam.