During the Card is used, the Cardholder assumes liability for paying to VPBank any fees specified in VPBank’s card fee schedule as prescribed by the laws, including but not limited to:
The Fee Schedule is specified by VPBank and publicly posted on Timo official website and Timo Application and/or at VPBank transaction outlets from time to time.
In case the Fee Schedule is changed, a notice shall be delivered to the Cardholder by one of methods as prescribed herein. Fee changes shall be valid and enforceable to the Cardholder upon 07 working days since notice is released by Timo channel and full payment shall be made to VPBank under new Fee Schedule.
Depending on the VPBank’s policy from time to time, the Cardholder may be entitled to one or some fees when the Card is opened or during a certain period of time during the Card use. Upon the expiry of the preferential terms or when the conditions for incentives are not satisfied by the Cardholder, the fee shall be collected in accordance with the normal fee schedule and the Cardholder is responsible for paying the service fee to VPBank.