Article 4. Fee schedule

1.      During using Card, Card holder shall pay VPBank for fees according to Fee Schedule for card services in accordance with regulations of laws, including the following fees:

a.       Fees regarding opening and use, management of Account/Card prescribed by VPBank in each period.

b.      Fee of Card issuance: is the fee that Card holder must pay when register to issue Card; including: fee of the first issuance, fee of card re-issuance.

c.       Fee of transaction statement: is the fee that Card holder must pay when requesting VPBank to issue a statement for transaction(s).

d.      Fee of investigation: is the fee that Card holder must pay when requesting to investigate about any inaccuracy of performed Card transaction.

e.       Fee of handling card transaction at ATM: is the fee that Card holder must pay when performing card transactions at ATM.

f.        Fee of changing card status: is the fee that Card holder must pay when request to open/lock ATM card.

g.      Service fee or administrative fee for any request, any service or additional utility provided by VPBank or performed at the request of Card holder regarding Card Account of Card holder.

h.      Other fees prescribed by laws and specified at VPBank’s Fee Schedule for card services.

2.      Schedule of Fees for card services shall be regulated and announced publicly on Timo Application, the official website and/or at Timo’s transaction points in each period.

3.      In case of any fee in Schedule of Fees for card services, Timo shall notify Card holder in one of the forms regulated in Article 9 of the General Transaction Terms and Conditions. Change of fees shall take into effect to apply for Card holder after 07 days from the date that Timo notifies and Card holder must pay VPBank fully according to new Schedule of Fees.