Empower your financial future with the security of Term Deposits.

No matter how big or small the amount, taking the step to save and invest sets the stage for peace of mind and long-term financial goals. At Timo, we simplify the journey, providing a straightforward path to lasting financial benefits. Join us, and let’s navigate the road to financial success together.

Term Deposit Rates

TD Interest rates Table (%/year) as of 12/03/2024

Month(s)Interest rate
(%/year)

1

3.00 %

3

3.10 %

6

4.05 %

12

4.70 %

18

5.50 %

24

5.60 %

Smart Features

Related Financial Services

Open Term Deposit Online With Ease

No need to make a trip to the bank! With Timo, it’s as easy as pie to open a Term Deposit account and enjoy fantastic interest rates. Simply hop onto the friendly Timo app or website, and with just 100,000 VND, you can kick off your savings journey hassle-free.

Plus, we’ve got your back with a handy dashboard, so you can effortlessly track your Term Deposit as it matures. Secure your financial future with a few taps and smiles!

Open TD Now

Cultivate Saving Habits
with Timo

Recognizing the challenges of maintaining a consistent financial routine, Timo introduces innovative features to make saving effortless and rewarding.

  • Auto-deposit: Easily set up automatic deposits on your preferred day, seamlessly integrating with Timo, especially if it’s your Salary Account.

  • Tailor Your Savings Strategy: Choose from three flexible rollover methods – Total Rollover, Principal Rollover, or No Rollover. Timo adapts to meet diverse financial needs.

  • Monthly Saving Streak, Term Deposit Dashboard & Forecast Interest Chart: Aimed at motivating healthy financial habits, these features provide insights and encouragement for your savings journey.

Unlock Effortless Savings

Diversify For Success: Access To Flexible Cash
Flow

At Timo, a Term Deposit isn’t just an old, boring way of saving; it’s a dynamic tool designed to make your money work harder for you.

Picture this: not only do you enjoy the security of a Term Deposit, but you also unlock the potential for Credit Card or Overdraft solutions, all fueled by your Term Deposit.

It’s not just about saving; it’s a strategic move to supercharge your cash flow and elevate your financial freedom.

Enhance Cash Flow Flexibility

Our features and products are designed to putting your financial goals first. Stick with Timo, and you’re always on the winning side of your savings journey!

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