More friends. More love.
A more vibrant experience with Timo.

Only 5 minutes to complete opening an account

Don’t spread the word only, spread your referral code also.

At Timo, most products & features are created to let you live your life without worries & it’s time for you to share this hassle-free banking experience with your friends by using a unique referral code.
As a Timo customer, you have access to a unique referral code that can earn you a bonus when you introduce others to the Best Digital Bank in Vietnam.
And if you’re invited to join Timo by a referral code, you just need 5 minutes to input the code & open a Timo account to start making transactions immediately. You will then have your own unique referral code and can use it to invite your own friends.

How to join Timo using your friend’s referral code?

Follow in-app instructions to quickly set up your account.

01.

Download Timo app and Get started by entering your information (Personal information screen)

02.

Enter the referral code sent by your friend (Enter a referral code screen)

03.

Take a selfie for facial verification (Selfie screen)

04.

Scan your valid documents as requested (Upload documents screen)

Start using your account immediately without waiting for a Debit card

How to invite a friend using your referral code?

Just a few steps to invite your friends to join Timo.

01.

Tap (...) button at the navigation bar then choose “Invite + ” (Navigation bar screen)

02.

You can choose to edit or skip editing to share your default code at the Invite Friends section (Code screen)

03.

Press “Share” to send your referral code via social apps or tap “Copy” to send it to your friends via any channels you want (Share code screen)

04.

Check your list of friends who has successfully joined by tapping the “View Joined” tab (View Joined screen)