You're ambitious and powerful
Find your true ambition by joining Timo and building up your power and wealth with us.
Download Timo
Smart & Simplified investments in VinaCapital mutual funds with just 2,000,000đ
  • 3 funds to choose from to earn additional income
  • Take advantage of time by starting to invest early
  • Benefit from professional fund management
    • Find out more
    Comprehensive protection for you & your loved ones
  • Diversified solutions for every need
  • Peace of mind with the world's leading Life Insurance company
  • 3 Life Insurance packages: Accident Protection, Health & Wellness and Flexible Savings
    • *This product is only available for Vietnamese nationals.
    Find out more
    Backup your financial plan with the smart loans
  • Ready in the app at anytime you need
  • Apply for a loan easily right in the Timo app
  • Competitive interest rate
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    You're ambitious and powerful
    Find your true ambition by joining Timo and building up your power and wealth with us.
    Download Timo
    Smart & simplified investments in VinaCapital mutual funds with just 2,000,000đ
  • 3 funds to choose from to earn additional income
  • Take advantage of time by starting to invest early
  • Benefit from professional fund management
    • Find out more
    Comprehensive protection for you & your loved ones
  • Diversified solutions for every need
  • Peace of mind with the world's leading Life Insurance company
  • 3 Life Insurance packages: Accident Protection, Health & Wellness and Flexible Savings
    • *This product is only available for Vietnamese nationals.
    Find out more
    Backup your financial plan with the smart loans
  • Ready in the app at anytime you need
  • Apply for a loan easily right in the Timo app
  • Competitive interest rate
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    Next
    You're a reliable friend and a trustworthy partner
    Find your true stability by becoming a Timo member and discover how a reliable bank offers you security and convenience above all.
    Download Timo
    The smart way to maximize your money
  • Attractive & competitive interest rate
  • Choose rollover or fixed-term to match with your savings plan
  • Split your Term Deposits into smaller ones to save you from losing interest rate
    • Find out more
    Make your short-term goals come true by saving from now
  • Visualize your goals & reminds you to contribute everyday
  • Enjoy 0.2% interest p/a paid monthly
  • Set up auto-contributions for your goals and forget about it
    • Find out more
    Always keep you safe with our high-level banking security
  • iOTP is activated as a priority in the Timo app
  • Lock your cards to stay protected against unauthorised use in case of theft or misplacement
  • Unlock your card anytime you want in app
    • Find out more
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    You're a reliable friend and a trustworthy partner
    Find your true stability by becoming a Timo member & discover how a reliable bank offers you security & convenience above all.
    Download Timo
    The smart way to maximize your money
  • Attractive & competitive interest rate
  • Choose rollover or fixed-term to match with your savings plan
  • Split your Term Deposits into smaller ones to save you from losing interest rate
    • Find out more
    Make your short-term goals come true by saving from now
  • Visualize your goals & reminds you to contribute everyday
  • Enjoy 0.2% interest p/a paid monthly
  • Set up auto-contributions for your goals and forget about it
    • Find out more
    Always keep you safe with our high-level banking security
  • iOTP is activated as a priority in the Timo app
  • Lock your cards to stay protected against unauthorised use in case of theft or misplacement
  • Unlock your card anytime you want in app
    • Find out more
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    You're innovative and bold
    Find your true bold nature by opening a Timo account to experience value for money banking that's unlike any other.
    Download Timo
    Send a payment to anyone in Vietnam with just their phone number
  • Move money to any local phone number with a few taps
  • Receive money via a Timo account or any bank accounts
  • Smart & fast & totally free
    • Find out more
    Enjoy stress-free repayment terms at 0% installment rate
  • Easy application & approval with only 3 steps in the app
  • Flexible repayment terms
  • Not tied to any specific merchant in Vietnam
    • Find out more
    Adding payees & settling up expenses in a fun way
  • Add as many payees as you want
  • Request any kind of payment in a few taps
  • No more awkward conversations to collect money owed
    • Find out more
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    You're innovative and bold
    Find your true bold nature by opening a Timo account to experience value for money banking that's unlike any other.
    Download Timo
    Send a payment to anyone in Vietnam just their phone number
  • Move money to any local phone number with a few taps
  • Receive money via a Timo account or any bank accounts
  • Smart & fast & totally free
    • Find out more
    Enjoy stress-free repayment terms at 0% installment rate
  • Easy application & approval with only 3 steps in the app
  • Flexible repayment terms
  • Not tied to any specific merchant in Vietnam
    • Find out more
    Adding payees & settling up expenses in a fun way
  • Add as many payees as you want
  • Request any kind of payment in a few taps
  • No more awkward conversations to collect money owed
    • Find out more
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    You’re joyful and compassionate
    Bring fun and joy back into your life by being a part of Timo and witnessing how simple banking can make your life easy and fun.
    Download Timo
    Only 5 minutes to be verified & get a digital bank account
  • 100% online process with 0 fees
  • Easily connect with e-wallets such as MoMo, ZaloPay with your bank account number
  • No queue. No wait.
    • Find out more
    Modern convenience in your hands
  • No withdrawal fees at over 17,000+ ATMs nationwide
  • No account maintenance fee & No minimum balance required
  • Easily connect to the most popular e-wallets such as MoMo, Moca, ZaloPay, AirPay
    • Find out more
    More friends. More fun. More experience with Timo
  • Your friends can say goodbye to unnecessary banking fees
  • Connect your friends in a unique way
  • Earn a bonus together with your friends
    • Find out more
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    You’re joyful and compassionate
    Bring fun and joy back into your life by being a part of Timo and witnessing how simple banking can make your life easy and fun.
    Download Timo
    Only 5 minutes to be verified & get a digital bank account
  • 100% online process with 0 fees
  • Easily connect with e-wallets such as MoMo, ZaloPay with your bank account number
  • No queue. No wait.
    • Find out more
    Modern convenience in your hands
  • No withdrawal fees at over 17,000+ ATMs nationwide
  • No account maintenance fee & No minimum balance required
  • Easily connect to the most popular e-wallets such as MoMo, Moca, ZaloPay, AirPay
    • Find out more
    More friends. More fun. More experience with Timo
  • Your friends can say goodbye to unnecessary banking fees
  • Connect your friends in a unique way
  • Earn a bonus together with your friends
    • Find out more
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    You won't just hear from us

    I love Timo, English friendly and very helpful staff here in HCMC. I highly recommend to expats to give it a try of you are looking to open a bank account in Vietnam.
    Nina K
    Nina K
    Nice and cozy place to gather for work or hangout. Delicious drinks. Good service and enthusiastic staff.
    Quy Tran
    Quy Tran
    I’m extremely satisfied with Timo’s customer service. It’s totally free and very responsive. Fantastic!
    Hao Ton
    Hao Ton
    Timo app is really good and easy to use. It's user-friendly also.
    Oanh Bui
    Oanh Bui
    Timo is one of the few banks that brings benefits & incentives to customers like:
  • Fee free for most banking services (card issuance, annual fee, account maintenance fee, moving money, withdrawing, etc.)
  • No minimum balance required.
  • Save money online fast with competitive interest rate.
  • Connect with most popular e-wallets, deposit & withdraw easily.
  • Call Centre or Mail can support most issues without visiting Hangouts which is suited for people who live far from Hangouts.
    • Nguyen Nhut Huy
    Nguyen Nhut Huy
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