Join the digital banking revolution

Accessible - Convenient - Value

No account opening fee, no minimum balance required, no monthly maintenance account fee and free cash withdrawal.

Own an eKYC digital account in just 5 minutes and completely online.

Easily connect to the most popular e-wallets such as MoMo, Moca, ZaloPay, AirPay.

Download and open an account instantly in-app!

Read how to join here >

Your exclusive banking experience

All-in-one experience

Timo facilitates essential payments and banking requests without requiring customers to visit a physical branch.

Smart products & features

Timo focuses on making banking for customers easy, even the joining process happening under minutes.

Total security

Timo ensures that your funds and information are always protected with multiple layers of security. 

Enjoy banking in a way most people don't

Move money, top-up, pay bills in a few taps

Features designed to help you grow your money

Travel safe with instant insurance

Higher risks - Higher potential rewards

Download and open an account instantly in-app!

Read how to join here >

Modern convenience in one Timo Debit card

modern-convenience

Download and open an account instantly in-app!

Read how to join here >

Frequently Asked Questions

Please try the following suggestions:

  • Check internet/3G/4G network connection.
  • Check the compatibility of the phone operating system with the Timo app.
  • For security reasons, Timo will not support installing apps on rooted (Android) or jailbroken (iOS) devices.