Smarter spending with the help of installments
Easy application
The Timo Credit card allows you to convert a wide range of eligible transactions into Installments in 3 steps. No additional documents required.
Easy application
The Timo Credit card allows you to convert a wide range of eligible transactions into Installments in 3 steps. No additional documents required.
Flexible repayment terms
Choose from 3, 6, 9 or 12 months to pay back the amount of your purchase based on your needs. Please note that only transactions with the value over VND 3,000,000 can be converted to installment.
Spend anywhere
Timo’s installment plan is not tied to any specific merchant in Vietnam so you can purchase whatever your heart desires at any merchant of your choosing*.
*Not applicable on transactions prohibited by Viet Capital Bank and Vietnamese law.
Read our T&C of applying for a Timo Credit Card’s Installment here.
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Download Timo app0% interest rate
Enjoy shopping and converting to installments with 0% interest rate.
Intelligent
Whenever a purchase you make is eligible for conversion into installments, Timo will send you a notification or you can see the eligible transactions in your Credit Card Transaction list.
Quick approval
Receive a confirmation on your Installment status within 30 minutes* from application.
*Include weekends and public holidays.
If you have a Timo Credit Card, you can convert your transactions into installment in 3 simple steps:
STEP 1
Check your Visa Credit card transaction list and select “Installment” under the eligible transaction to convert to installments.
STEP 2
Select the installment tenure (3, 6, 9, 12 months) according to the detailed instructions on the app.
STEP 3
Click “Next” to confirm your installment information and enter the OTP to complete the transaction.
The converted request will be reviewed and approved/rejected by Viet Capital Bank. If your request is approved, you will receive a notification in the Timo app.
Instantly download and open an account in-app!
Download Timo appBenefits of Timo Visa Credit card:
Non cash payment
Fees waived
Smart features and exclusive great deals
Find out ways to apply for a Timo Visa Credit card here.
Instantly download and open an account in-app!
Download Timo app