Convert large purchases into installments and enjoy stress-free repayment terms*
*To be eligible for the installment scheme you must be a Timo Credit Cardholder, find more here.
Easy application
The Timo Credit card allows you to convert a wide range of eligible transactions into Installments in 3 steps. No additional documents required.
Flexible repayment terms
Choose from 3, 6, 9 or 12 months to pay back the amount of your purchase based on your needs. Please note that only transactions with the value over VND 3,000,000 can be converted to installment.
Spend anywhere
Timo’s installment plan is not tied to any specific merchant in Vietnam so you can purchase whatever your heart desires at any merchant of your choosing*.
*Not applicable on transactions prohibited by Viet Capital Bank and Vietnamese law.
Read our T&C of applying for a Timo Credit Card’s Installment here.
Instantly download and open an account in-app!
0% interest rate
Enjoy shopping and converting to installments with 0% interest rate.
Intelligent
Whenever a purchase you make is eligible for conversion into installments, Timo will send you a notification or you can see the eligible transactions in your Credit Card Transaction list.
Quick approval
Receive a confirmation on your Installment status within 30 minutes* from application.
*Include weekends and public holidays.
If you have a Timo Credit Card, you can convert your transactions into installment in 3 simple steps:
The converted request will be reviewed and approved/rejected by Viet Capital Bank. If your request is approved, you will receive a notification in the Timo app.
Instantly download and open an account in-app!
Benefits of Timo Visa Credit card:
Find out ways to apply for a Timo Visa Credit card here.
Instantly download and open an account in-app!
Download Timo app now and enjoy our exclusive banking service!
Or find out how to join us here >>
Hotline: 1800 6788
Email: care@timo.vn
Call center working hours:
– Monday – Saturday: 08:00 a.m. – 10:00 p.m.
– Sunday: 08:00 a.m. – 08:00 p.m.
