How to get Timo digital bank account?
Download the app on your smartphone & follow the instructions - it's fast and easy!
How to join Timo and get your digital account in minutes?
Download the Timo app and follow the steps to register
Get started by entering your information
Take a selfie for facial verification
Scan your valid documents as requested (formats accepted include PDF, JPEG, PNG and should be less than 1 MB each)
Bingo! Your digital bank account is set up!
Book your appointment
Choose how you want to receive your card
Select a time for your appointment
While you wait for your card, you can begin using your Digital Account
The easiest way to manage your money
Discover a new way to track and manage your spending. See where your money is going and how to save and grow your money automatically.
Stay in control
Your account is always protected by multiple layers of security. Stay on top of every transaction you’ve made with instant alerts and iOTP authentications for transfers.
* Note: iOTP also works on the principle of OTP but instead of being sent via SMS, this code will be sent directly in the Timo app.
Say goodbye to hidden fees
We have no minimum balance requirement and charge no fee for every money transfers, bill payments and phone top-up. Cash withdrawal is also fee-free at Viet Capital Bank’s ATMs as well as across 17,000+ ATMs in the Napas network.