SMART FEATURES
MAKE YOUR LIFE EASIER

Enjoy life with innovative features designed by Timo

The next digital banking payment solution:
TimoPay by Link

No more waiting with TimoPay by Link

No more waiting, say goodbye to all the sophisticated bank account number once TimoPay by Link is here to make every transaction much simpler. All you need to do is create a link and send money to anyone.  

How to move money with TimoPay by Link?

  • Move money with TimoPay
  • Receive money with TimoPay

Just with 04 simple steps and you are ready to go:

Tap the Transfer icon on the main dashboard then choose Share a link.

Enter the money amount and description.

Set up authentication method(s) that you want and choose Continue to confirm payment.

Copy or Share the link via any chat applications you want.

Receivers won’t even need much time to complete the entire process to receive money. Once you’ve filled up all the necessary information including the Bank Name & Account number, you’ll get your money instantly with no pause.

Click on the link you received & enter authentication information to view payment details.

Enter SMS OTP authorization.

Enter your bank information to receive money.

Download and open a Timo account instantly to experience now!

Join hands to donate for Vietnam Covid-19 Vaccine Fund

United for a healthy Vietnam!

When our country calls for support, you know Timo’s got your back. By adding new and much more convenient features, you can easily transfer to donate to the Vietnam Covid-19 Vaccine Fund right in the Timo app.

Read more about how to donate with Timo here.

How to donate?

Tap Donate Now on the main dashboard banner.  

Enter your desired amount & your description/message.

Tap Donate to confirm your transaction.

Download and open a Timo account instantly to experience now!

Money transfers simplified

  • To bank account
  • With QR code

Sending money within Vietnam just got easier

At Timo, we care about getting the basics right and know that interbank transfers are one of these features. That’s why we make it super easy. You can move money in a few taps right from your main dashboard.

How to move money to a bank account?

Tap  button on the main dashboard.

Choose an existing payee or add a New Payee.

Select Bank Account then Enter the bank name & account number.

Enter the amount and description then tap Move Money.

Everything made easy with QR code

Saving time is as crucial as saving money, and at Timo, we modified every experience for your convenience. With Timo QR code feature, you’ll only need one tap to be ready to scan and pay anyone when they’re right around.

Or you can send them your QR code via any social chat apps you wish.

How to use QR code?

  • Move money with QR code
  • Receive money with QR code

Tap the (•••)  icon on the main dashboard then choose  QR scan. 

Your camera will be activated. Scan the sender’s QR code and follow instructions to make a payment or move money to Timo members. 

Tap the (•••)  icon on the main dashboard then choose  QR scan. 

Tap the My Code section to see your code.

Then you can choose to save code or send it to anyone via any social chat apps to get your payment paid.

Download and open a Timo account instantly to experience now!

Top-up in a snap. Right in the app.

Why you'll love this?

Top-up is another basic feature available on most banking apps. But we’re confident that your experience with Timo’s top-up feature will be super fast as you don’t even have to log-in to top-up your phone credit. It’s also fee-free. 

How to top-up?

Swipe up on the Quick action tray at the Login screen then choose Top-up, or

Click (•••) button at the bottom of the main dashboard then tap Top up.

Choose New number or Import number to top-up phone credit for someone else.

Select the amount you want and confirm.

Download and open a Timo account instantly to experience now!

Never miss a Bill Payment

Late bill payments? Not anymore.

Bill pay is an online service that lets you pay your utility bills right from the Timo app with no extra cost and without even leaving your couch or chair. It takes a few steps to set up your online bill payment, but once it’s set, you don’t have to worry about missing your payments.

How does the Bill Pay feature work?

Swipe up on the Quick action tray at the Login screen then choose Bill Pay, or

Tap on the Bill Pay section on the main dashboard.

Select the (+) icon at the bottom right corner to add a new bill.

Or fetch an existing bill and pay as needed.

Download and open a Timo account instantly to experience now!

Settling up expenses in a fun way

What is Payment Request?

Do you find yourself paying the bill for coffee or drinks with friends and forgetting to remind them to pay you back? Our Payment request feature was built for the very purpose of sending reminders to friends or colleagues to split a payment of any kind. This feature is only available for Timo members.

How to send a payment request?

Tap the Payment Request section on the main dashboard.

Choose Outstanding payment requests if you need to pay back your friends, or

Click (+) button to create a New payment request.

Select the receiver, enter an amount with a description and send a reminder to collect your payment.

Download and open a Timo account instantly to experience now!

Find and share bank account information details easily

Why you'll love this?

You make transactions regularly right? Surely knowing where to find your bank account details can help when people ask? Timo let’s you access and share your bank account details from the Share bank details feature. It’s fast, simple and you don’t have to memorize anything.

How to share your bank details?

Tap the () menu and under settings select My bank details.

Your bank details include information required to receive transfers in Vietnam and overseas.

Choose Share to send this bank information to your friends via the channel of your choice including social apps.

If your friends are also Timo members, you can just get them to scan your QR code.

Download and open a Timo account instantly to experience now!

Add as many Payees as you want easily

Why you'll love this?

The advantage of creating a payee is to save time and effort manually entering the bank details every time a payment is to be made. Once a payee is created, funds can be transferred by selecting the Payee name. Details of the selected payees are auto-populated on the transaction screen. You just need to enter the amount you wish to send and move money in a jiffy!

How to add Payee?

Tap the Group icon on the main dashboard then choose Add New Payee.

If the new payee is a Timo member, you can easily add them by scanning their QR code or entering their phone number/email/Timo account or Timo Debit card.

If the new payee is a non-Timo member, you can add them by entering their bank account details or their Debit card.

Tap Confirm to complete adding a new payee.

Download and open a Timo account instantly to experience now!

Safeguard your card right in the Timo app​

Because we take security seriously

When your Timo Debit card or Credit card isn’t where it should be, relax. Just lock it. When you find your misplaced card, unlock it – instantly and easily within the Timo app. You can also lock your card in a few seconds if you suspect fraud to stop anyone from making unauthorized purchases by swiping your card.

How to lock/unlock your card?

Swipe up the Quick action tray at the Login screen.

Turn off the Toggle button if you want to lock your card immediately.

If you want to unlock your card, you have to turn on toggle button and enter OTP.

Or go to Manage Cards under the () menu then choose to lock or unlock your card.