Your Timo account is completely free of fees such as annual fee, account maintenance fee, transaction fee for transferring money from the application and withdrawal transaction fee at ATM. You can refer to the detailed information more at:

• Spend Account’s Tariff: https://timo.vn/wp-content/uploads/2021/01/Spend-Account-Tariff.pdf
• Timo Debit Card’s Tariff: https://timo.vn/wp-content/uploads/2021/01/Debit-Card-Tariff.pdf

Please kindly bring your original passport and Visa/TRC (valid, clear information) directly to Viet Capital Bank for transfer support at the counter.

To receive money being transferred to your Timo account, you can provide payment information as follows:

• Recipient’s name: Your full name
• Beneficiary account number: 13 digits under the main account line (Spend Account) or in the Account information section
• Beneficiary bank name: Viet Capital Commercial Joint Stock Bank (Viet Capital Bank)
• Branch: Ho Chi Minh City.
• Bank code in Citad transfer: 79327001
• Bank code in 24/7 Napas transfer 24/7: 970454.

For foreign currency or VND transactions made from abroad to the Timo account, it will be through domestic and foreign intermediary banks/International Payment Department before Viet Capital Bank receives the amount.

Timo always tries to support customers to use Timo’s products in the best way. The provision of information before crediting the amount depends on the requirements of the intermediary bank and the regulations of Viet Capital Bank from time to time to evaluate the customer and review the transaction per the regulations of the State Bank of Vietnam.

Therefore, for Timo to support the fastest transaction processing and crediting, all wire transfer information needs to match the beneficiary account information, be linked, and clearly show the purpose of the transfer. In addition, in some cases where your incoming transactions need further clarification as required, Timo will actively contact support as well as guide you to complete the processing and credit.”