Timo Mastercard offers up to 45 days of interest free spending. However, we do have a few fees you may occasionally incur:
450,000 VND per card/PIN reissuance
80,000 VND per statement with official stamp
ATM withdrawal cash advance: 4% (min 50.000)
Late payment: 6% (min 100.000)
Notes: VAT excluded from the fees

Your business is your success. If you use Timo and find it to be an effective solution to help you save money, time and achieve financial success, we will succeed too.