What is Timo?

Timo is the first digital bank in Vietnam! Timo has no branches but we do have a Hangout – where you can come to open an account or meet with a Timo Care Representative or just to have a coffee.
After signing up online and completing the join process, you will have a Current account and a Debit card can be used for all domestic transactions such as ATM withdrawals or money transfers, bill payments and even to buy flight tickets.
Once you have signed up to Timo, without any additional procedures or fees you will have 3 accounts:-
(1) Spend Account – Your daily current account;
(2) Goal Save – A savings account for short-term savings with an interest rate of 1% / year and
(3) Term Deposit – A fixed term savings account.
All of these accounts can be used to manage your money anywhere, anytime as you need!

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