What are the Benefits of using Timo?

Making the optimal use of your time and your money is our aim. With that in mind Timo has outstanding benefits like:

  • Fee free ATM withdrawals at more than 16,000 ATMs nationwide on the NAPAS network
  • Free money transfers to any domestic bank
  • Free deposits of up to 100,000,000 VND per transaction at Timo CDMs and VP Bank CDMs in HCM
  • Free deposits at  VP Bank branches in HCM
  • Free cash withdrawals of up to 20,000,000 VND / transactions at Timo ATMs /CDMs
  • Free cash withdrawals at VP Bank branches in HCM
  • Smart lock and unlock your cards in the Timo app in case of theft
  • Free Goal Save account with a 1% / year interest rate offered
  • A Term Deposit account with competitive interest rates for fixed term savings

All this and more available right within the Timo app in a few quick swipes.