What are the benefits of joining Timo?

By joining Timo, you will get access to the most innovative financial management and banking platform in the country.

  • True digital banking services: 100% online account opening by uploading your documents without needing to visit a hangout in person (Except foreigner). Receive your Timo Debit card later.
  • Card collection or delivery options: Collect your card in person from a Hangout or choose to have it delivered to you*.
    *Coming soon. Delivery fee is applicable.

Also, enjoy:

  • No account opening fee.
  • No minimum balance required.
  • No monthly maintenance account fee.
  • No annual fee.
  • Free cash withdrawal at Viet Capital Bank branches within Ho Chi Minh City and Viet Capital Bank ATMs nationwide.
  • Withdraw from any of the 17,000+ ATMs on the Napas network nationwide.
  • Transfer your funds to any domestic bank in a few steps.

Notes: These benefits may be changed due to Timo & banking partner policies.