Timo Mastercard Credit card fees

Timo Mastercard offers up to 45 days of interest free spending. However, we do have a few fees you may occasionally incur:
450,000 VND per card/PIN reissuance
80,000 VND per statement with official stamp
ATM withdrawal cash advance: 4% (min 50.000)
Late payment: 6% (min 100.000)
Notes: VAT excluded from the fees