Can my spending amount exceed my credit limit on my Timo Mastercard?

Yes, you can make a transaction of an amount that is higher than your MasterCard limit. However, you must deposit into your MasterCard before making this transaction. You can use maximum 100 million Vietnam dong per day with your MasterCard. So, for instance, if your limit is 50 million Vietnam dong and you want to make a transaction of 100 millions Vietnam dong, you would have to deposit the other 50 millions Vietnam dong in your MasterCard before being able to make the transaction.