How do I apply for a higher credit limit?

You can get a higher credit limit by maintaining the average balance in your Spend Account & Goal Save for 3 months. The higher the average balance, the higher the credit card limit. For instance, your credit limit is 10 million Vietnam Dong and you want to get a higher limit of 20 million Vietnam Dong in May, you would have to maintain an average balance of 4 millions Vietnam dong in your Spend Account on February, March and April. Your credit limit will be 5 times greater than your average balance if your balance is below 15 million Vietnam Dong, and 3 times greater than your average balance if your balance is above 15 million Vietnam Dong.