No hidden fees
- No withdrawal fee at over 17,000+ ATMs nationwide.
- Swipe for free at merchant’s POS’s across the country.
- No account maintenance fee & No minimum balance required.
See the complete fee schedule here.
No hidden fees
See the complete fee schedule here.
Total security
Connect E-wallets
Instantly download and open an account in-app!
Download Timo appSecure
To verify & protect your transactions, your Timo Debit card always requires a PIN or an OTP. Your 6-digit PIN is used for ATM & POS transactions (for POS transactions from 1 million VND) and an OTP is required for online purchases. Never share your PIN/OTP with anyone.
Smart
Immediately lock your card if you notice any strange transactions and unlock it at any time right in your Timo app. Lost your card or forgotten your PIN? No need to visit our bank, just request a new card or reset your PIN in the app.
Fast
The Napas network is connected with 40+ banks in Vietnam, giving you access to express transfers 24/7. You just need to know the card number and funds will be credited instantly.
Instantly download and open an account in-app!
Download Timo appCông dân Việt Nam và người nước ngoài trên 18 tuổi được cư trú hợp lệ tại Việt Nam có thể mở Thẻ ghi nợ Timo qua ứng dụng điện thoại một cách nhanh chóng và đơn giản.
What do you need to apply?
*Note: The above documents can have less than 12 months remaining, but must be valid at the time of applying to join Timo. Certificate of Visa exemption is not admissible.
Read our Terms & Conditions here.
Read our Debit card’s transaction Limit here.
Read more about how to send/receive money from overseas into Timo account here.
Read the instructions for depositing cash here.
Instantly download and open an account in-app!
Download Timo appCurrently, for foreigners who has a 1 year Visa/TRC/PRC (which was issued enough 365 days), Timo supports issuing Timo Debit cards at the Timo Hangout office and your outbound transfer limit is up to 5 billion VND/day.
The Timo Debit card will be completely free of fees such as annual fee, card maintenance fee and withdrawal transaction fee at the same or another bank ATM.
See more infomation at Here
In case, your application is temporarily locked, please kindly contact Timo Care 1800 6788 (toll-free) with the phone number registered with Timo for assistance to unlock.
Timo would like to note that account owners need to contact them directly for support.
In case your Timo Debit card has been locked due to submitting an incorrect or forgotten PIN, you can reset a new PIN on the Timo app or my.timo.vn website by following these steps: