a. Card holder is entitled to use Card to withdraw cash at CDM/ATM/POS of VPBank/Card payment organization and CDM/ATM/POS in NAPAS league; pay for goods, services at Card merchant acquiring, via internet, email, telephone, etc and use other services due to VPBank and other Banks directly or indirectly connecting to VPBank via one or some intermediate organizations.
b. Card holder fully understands and conceives that when Card holder performs card payment transaction, but Card and/or card holder are not present at Card merchant acquiring (i.e: payment transaction on internet, etc) and Card holder does not protect card information, the card of Card holder might be misused for such payment transactions without Card and/or Card holder’s presence at Card merchant acquiring. By signing in Application Form, Card holder confirms and completely accepts all risks.
c. Card holder commits taking responsibility to pay to VPBank for all transactions arising and verified by any method stated at point (a) above. Card holder agrees that Account Statement shall be the evidence to confirm transactions, charges, interest (if any) and all debit, credit amounts in the Statement is true and valid and Card holder shall pay all transactions, charges, interest shown in the Statement within the deadline prescribed in the Statement, unless wrongly accounted by VPBank.
Customer shall have right to request to terminate use of Card when meeting fully regulations of the General Transaction Terms and Conditions and performing all financial obligations to VPBank prescribed by law. Method of request for termination of using Card is according to regulations of VPBank at the time that Customer desires to terminate use of Card.
a. Termination of using Card, Card Account/Spend Account shall take into effect only when VPBank accepts and lock the Card in the system. Accordingly, when terminating use of Card, Card holder is obligated to pay VPBank all costs arising (if any) and financial obligations related to opening and use of Card.
b. Card holder must return blank card to VPBank and terminate use of card to pay transaction of sale and purchase of goods/service via internet, telephone and mail. Not including such termination, before card is returned to VPBank, any transaction performed with card or PIN (whether by Card holder or not) is still considered that Card holder performs such card transaction, Card holder must pay for all such arising transaction to VPBank.
c. In case Card holder fails to return blank card, Card holder must pay VPBank charge of card loss (if any) under regulations announced publicly by Bank.
d. Not depending on Card holder’s request about termination using Card, within 30 days from the date that Card holder requests to terminate use of card and/or the date that VPBank locks card, if card account of Card holder arises any transaction, Card holder must still pay for such transaction to VPBank. Such transactions are the transactions performed by Customer before requesting VPBank to terminate use of Card but payment obligations arise after the time of terminating use of Card.