For maximized convenience in your financial experience, Timo offers our beloved customers a full guidance on cashing in and out of your Timo account.

It’s always free & easy to withdraw

Having a Timo Debit Card means you have the privilege of FREE WITHDRAWAL at more than 20.000 ATMs all over Vietnam.

In addition, you can always do large withdrawals at all Viet Capital Bank branches and offices nationwide.

Ditch the old habits of finding the correct ATMs for free withdrawals. With Timo, you get access to your money anywhere, always free of charge!

Depositing to your Timo account can be done in the following ways

< 5.000.000 VNĐ Fund your account through MoMo e-wallet at their cash deposit/withdrawals checkpoints. Then simply link your Timo account with your MoMo e-wallet to cash out.   
Preferred deposit/withdrawals checkpoints include major CVS chains like Circle K, Family Mart, Ministop,…  
You can also map your Timo account with e-wallets like GrabPay by Moca, ZaloPay & ShopeePay to cash out in a similar manner as MoMo. 
From >= 5.000.000 VNĐMake a deposit at all Viet Capital Bank branches (*).
Check out Viet Capital Bank branches HERE.

Transferring money from other banks to your Timo account is another great way to start using Timo. We offer you the convenience of receiving money from national and international banks, and other payments channels (PayPal, TransferWise,…)

*Notice: For foreigners who wish to deposit from 20.000.000 VND/day and up, Timo will require document verification.

Here is how to find your Timo account number or VietQR code for bank transfer: