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Promotion Period:    

  • Ho Chi Minh City & Hanoi: 31 December 2016 to 30 December 2017 (Hanoi: from 15 January 2017)
  • Other provinces:                    01 April 2017 to 30 December 2017

 

Promo Value:

  • Buy Master Combo (including 4 2D-tickets and 2 CGV Combo) of weekdays’ 2D movie sessions (Monday, Tuesday, Wednesday and Thursday) pay VND395,000 (Ho Chi Minh City/Hanoi) or VND295,000 (other provinces) when using Mastercard cards.
  • Each CGV Combo includes 1 Large Popcorn and 2 Large Drinks.
  • The number of Master Combo is capped at 2,700 per month and may be completely availed before the end of every month. The monthly number of Master Combo will be renewed on the first date of every month during the promotion period.

 

Applicable channels:               

  1. Ticket counters at CGV cinemas.
  2. Online through CGV website: www.cgv.vn

*Note: NOT Applicable for mobile application channels.

 

Many people think that digital banking has only online transactions and it is easy to mistaken the way banks operate like e-wallets. However, Digital Banking is an upgrade product from the traditional banking version that you are get used to it for a long time. Digital Banking will provide a card for making payment nationally or internationally payment. Besides, it is a modern management tool, safer rather than an friendly mobile interface and Internet Banking website.
Traditional banking does not meet the problem of management tools; meanwhile, e-wallets do not provide bank cards. However when you open Timo card, you will be provided:

  • 1 Timo Debit card is used for payment and deposit, withdraw nationally without fees 
  • 1 Timo Mastercard is used for payment in and out country 
  • Timo app can: lock/unlock, track transactions,move money, pay the bill, open term deposit, fast cash,… FREE
  • 1 website Internet Banking make more convenient for using and aslo FREE

Can Timo card be swiped?

Timo Debit cards is applicable for online shopping  and online payments via Napas system. You can use the Timo card to pay directly through the POS when shopping at stores, eateries, hotels, … With Timo Debit card, you will be asked to enter your PIN for secure security. Therefore, you can feel safe when using a card in public. In addition, we have a lot of discount promotions for orders, apply to hundreds of places, services when you use Timo card for payment.

phí rút tiền atm

Convenient transaction everywhere with Timo card(Source : Internet)

Timo card can be used for online shopping?

This is possible and you can easily pay for both Timo cards:

    • For Timo Debit card payments: When making payment, you choose to pay via ATM or Napas. Then you select VPBank and enter the information as requested
    • For online payments with Timo Mastercard: When you want to make payment, simply select the Mastercard  and enter the required information.

 
Luong_3105

Where you can get offers from Timo card?

In order to bring maximum benefits to your members and to accompany you to enjoy the wonderful life, Timo always strive to bring the greatest offers from partners when you use Timo card to pay via POS or online payments.
Just use your Timo card frequently, you will get a lot of discounts from Timo.

Timo card can be used for international payments?

With Timo Mastercard, you can make international payments. Money from foreign country or online shopping on foreign websites will be done easily and with Timo Mastercard. Especially, we also have offers for Timo Mastercard 0% foreign exchange fee helping you save a lot of money. 

Does Timo card have security?

Information security and card security is the most priority things. And you should choose Timo because it has high security and the following advantages:

  • You can lock/unlock 24/7 by Timo app when losing card ( apply for both cards)
  • Timo Debit card always requires PIN (4 number) on app and OTP when swiping card, withdrawing and making payment
  • Timo Mastercard uses EMV chip with international standard and always has 3D Security when you make payment online

Keeping money in Timo card will have interest?

Keeping money in the Timo Debit card still has interest from three different types of account:

  • If you keep money in Goal Save, you will get interest at 1% per year.
  • If you open term deposit, interest which is  competitive will be set according to period.
  • If you have money in Spend Account, you still get interest at 0.01% per year

Can Timo withdraw?

Timo card has function like any card. You can withdraw money from the Timo Debit card in two ways:

  • Withdraw via ATM: Free domestic ATM withdrawals. The withdrawal limit is 20 million / transaction and 100 million / day.
  • Cash withdrawal at VP Bank’s transaction office: Unlimited withdrawal limit.

For the Timo Mastercard credit card, if you withdraw cash, you have to pay fees for an advances of cash. This fee at Timo is competitive with 4.4% per transaction, so you should not withdraw cash by this card but can swipe card without fee
These are the most frequently asked questions when customers refer to Timo card services. Both cards are appreciated as the most modern card and friendliness with user; easy to use, easy to manage, absolutely safe and completely free.

If you have any further questions, please do not hesitate to contact 18006788 hotline (free). Currently, Timo is offering attractive promotional policies for new customers as well as Timo members. Apply Timo now to experience digital banking with us

We are proud to announce version 11.0 is ready for download! On top of continually enhancing security, we’ve also updated new qualifications and process to apply for the Timo MasterCard:

1/ Opening the Timo MasterCard is easier than ever
We had introduced our new MasterCard with 0% Foreign Exchange Fee to can help you save 3% – 4% fee of the next trip overseas. Originally this was just for friends and family. With this update, your account will be checked automatically to see if you pre-qualify for this card. If you haven’t qualified, we will suggest 3 simple ways to apply.
*Tap Wealth Product Tab and tap Apply to Timo MasterCard

2/ Upgrade to Payment Requests feature
Last drop, we launched a new feature called Payment Request to help you connect and send payment requests to your Timo’s friends. In this update, we have made improvements based on our member feedback. Now you can add new friends or even make a friend as spam if they request more than 3 times (be careful though, you can be marked as spam by your friend too!).
*Tap the Social Tab to access Payment Request.

3/ Purchase Insurance from our strategic partner Sun Life
At Timo we want to help you do more with your time and money. This is why we have partnered with Sun Life, a Canadian insurance company with over 150 years of experience. Visit Insurance Products regularily to find more ways to protect yourself and also increase your net worth. We truly believe your health and well being is our measure of success.
*Tap Wealth Product Tab and apply for an Insurance package. A SunLife representative will contact you soon.

Remember you can access all of this from your browser too at https://my.timo.vn.

If you haven’t already, update to the latest version today!

Timo Team

Timo version 10.0 is ready for download this month! On top of continually enhancing security, we’ve also updated Timo with these great features on Android and Apple iOS.

Early customers of Timo are fond of the App’s attractive design, simplicity, and ease of use.  The new version maintains these attractions, but expands the App’s functionality in innovative ways.

NEW DESIGN
Now you can swipe left on an account to access all of your actions and tap to see transactions. Plus, we’ve included notifications you can access from the top right corner. Timo accounts include the Spend Account, Goal Save Account, Term Deposit Account(s), and the famous 0% FX MasterCard Account. The new version retains this simple design on one of three tabs, but allows only swipe left to display the choices of functions to be tapped.  

guitietkiem

PAYMENT REQUESTS

Now you can request a payment from anyone on Timo! Click on the new Social Tab on the bottom of your home screen. From there you can send and respond to payment requests with just a tap and keep track of payments you have requested and payments which others have requested from you.  
Now making and collecting payments can be done at the speed of life.

payment-request-eng

WEALTH PRODUCTS
At Timo we want to help you increase your net worth. We truly believe your success is our success. Keep checking out the Wealth Products tab at the bottom right of the Homescreen as we add more and more products to help you grow your money.

timowealthproduct

Remember you can also access all of this from your browser at https://my.timo.vn/

Let’s view the video about the cooler new swipe design and Payment request payment.

 

HCM CITY (Biz Hub) – Timo, the first digital bank in Viet Nam, was officially launched in HCM City.

Developed by the Viet Nam Prosperity Joint Stock Commercial Bank (VP Bank) and Global OnlineFinancial Solution, Timo is the first bank in the country without branches or traditional transaction offices.

All services, including ATM cards, opening of saving accounts and payment to accounts, will be doneonline though mobile banking applications on smartphones or at the website https://my.timo.vn.

Money sent to Timo will be kept at VPBank to ensure security, the bank said.

All activities, including transfer of money, opening and closing accounts and account statements, are provided free.

VPBank said the company would first develop the bank in HCM City and later open in Ha Noi in October. — VNS

According to talkvietnam

Information provided by the proprietor: Vietnam’s first Digital Bank has officially launched. It is a fully functional local bank account that has been designed to help people manage their finances easily and on the go.

Timo is short for “time + money.” Every interaction with Timo is meant to be efficient and paperless. There are no queues or branches, instead you are greeted at their Hangout café for account opening with a complimentary drink. After that, you can deposit in their Cash Deposit Machine and enjoy immediately:

–           24/7 access to your account on Mobile or Web browser

–           Fee free transfers to any bank in Vietnam, free withdrawals at 15,700 ATMs nationwide, and pay bills easily on the go

–           Up to 50% discount on a growing number list of privilege partners

–           0% Foreign exchange fee MasterCard (coming soon)

To join Timo, register online at https://timo.vn. After verifying your email and completing the online form, visit the Timo Hangout with your ID/ Passport/Residence Card to receive you Debit Card and PIN on the spot while enjoying your complimentary drink.

Timo Hangout café is designed for comfort and 50% off when paying your bill with the Timo Debit Card.

Co-working space available on both floors with catering options available.

What are you waiting for? Come by for a visit and sign up on the spot if you prefer (remember to bring your ID).

According to Saigoneer

HO CHI MINH CITY – Timo, the first digital bank service in Viet Nam, was officially launched.

 
Developed by the Viet Nam Prosperity Joint Stock Commercial Bank (VP Bank) and Global Online Financial Solution, Timo is the first bank service in the country without branches or traditional transaction offices.

All services, including ATM cards, opening of saving accounts and payment to accounts, will be done online though mobile banking applications on smartphones or at the website https://my.timo.vn.

Money sent to Timo will be kept at VPBank to ensure security, the bank said.

All activities, including transfer of money, opening and closing accounts and account statements, are provided free.

VPBank said the company would first develop the service in HCM City and later open in Hanoi in October.

 
According to Viet Nam News

Frustrated with queuing and waiting at the bank? Ho Chi Minh City has just welcomed a new form of bank, Timo.

The first digital bank in Vietnam, Timo offers a range of banking services including ATM usage, money transfer, bill payment, mobile phone topups, savings and deposit services. Aiming to give comfort and convenience to clients, Timo is set up under a café serving reasonable food and drinks and also comes with a handy mobile app. Located opposite Phan Dinh Phung Stadium, the purple building is a good place for you to hang out with friends while managing and controlling all your finance.

While drinks start from VND40,000 for guests, people banking with Timo get 50% discount. Timo is at 194E Pasteur, Q3. For more info visit timo.vn

According to The Word

Financial technology (FinTech) is changing the face of finance all over the world, and though it is relatively new to Asia, it is already making a significant impact on banking in Vietnam. The name itself slaps of jargon, but FinTech is simply an umbrella term for using technology to deal with money. If you use mobile banking then you are using FinTech. If you use POS systems in your local business, if you buy products online or pay for your electricity bill at your local convenience store, if you use paypal or any other form of E-Wallet – basically, if you use any tech to manage money, then you are investing in FinTech. It’s everywhere.

FinTechNews founder Christian König is a specialist in the Finance Technology sector here in Southeast Asia, and in Europe. He worked in the industry in his native Switzerland, gathering expertise in finance consulting, investment banking and also in content marketing. Eventually  he started FinTechNews to report on, and keep his focus at the forefront of the movement.  “FinTech is still quite new to this country,” he says. “Most of Vietnam’s own FinTech Startups are in mobile payment – paying your electricity bills, phone bills, buying products online and so on. Vietnam needs to start thinking more about how it can branch out into other fields, things such as RegTech and InsuranceTech, which are still quite alien here.”

Though the industry is still finding its feet in Vietnam, the country’s FinTech startup scene is receiving more and more attention from foreign and domestic investors alike. “In March this year 500 Startups launched a US$10 million micro-fund for Vietnam… to invest in 100 to 150 domestic startups,” says König. “Foreign ventures have started expanding to Vietnam too, notably to tap into its remittance market.”

Let’s Talk Banking
Perhaps one of the most influential tech developments in the global finance industry is digital banking. Hundreds of people around the world use digital technology to manage their bank accounts via their laptop or mobile phone. “Timo is the first ever digital bank in Vietnam, and there is definitely a lot of potential for the industry to really take off here,” says König. “In-fact, this year the Asian Banker Summit chose to organise its event in Vietnam. You see, the FinTech industry is just perfect for this place; Vietnam ranks seventh in the world in terms of Internet users, and has a mobile penetration of 24 percent, with a smartphone penetration of 15 percent.”

But is there really a need for digital banking in a country that so famously runs on cash? Though Vietnam’s banking network does play a significant part in the state’s financial sector, many local people don’t use banks. “Ah yes… in Vietnam, cash is king,” König chuckles. “Banks require a lot of paper-work, but many local people here just don’t trust them. It is about culture and context really – this is Vietnam.” A 2007 New York Times report suggested that Vietnam’s cash-heavy economy was mainly down to lifestyle. “Most people [here] stash their money at home and rely on informal lending networks of family and friends for loans.” This way of moving and managing money is often easier, cheaper, and more relevant to life in a developing country.

Vietnam’s banks have begun embracing FinTech solutions, but it still remains quite limited. “In Vietnam, banking is kind of complicated and old-fashioned,” König says. “Many banks don’t even have an app for e-banking.” The Asian Bankerpublished a report on Vietnam’s banking reforms in May this year, detailing the technological advancements of a number of the nation’s core state-run banks. BIDV bank now has 1.1 million internet users and 3.3 million active mobile app users, while other providers such as VietinBank and TPbank are making constant updates to their online banking services.

So how can digital banking solutions be useful to Vietnam? Although many Vietnamese remain poor, and cash is still a major part of the nation’s economy, the country is developing at an exciting rate. The Trading Economics projection for Vietnam’s gross domestic product (GDP) growth rate from 2016 to 2020 is 6.8 percent, and according to The World Bank, the nation’s 2015 GDP was US$193.599 billion. Vietnam is deliberately integrating itself into the international market and joined the ASEAN Economic Community last year, creating a new drive for global financial compatibility. According to a 2015 McKinsey & Company study, the majority of people across Asia who are interested in digital banking tend to have higher bank balances and to be more educated, and as Vietnam progresses in GDP and in levels of education comparable to the rest of the globe, its population has a higher demand for digital financial solutions.

What is Timo?
Timo is Vietnam’s first ever answer to digital banking in Vietnam. “Similarly to Moven and Simple, Timo is a digital front-end with a licensed banking partner backend,” says König. “It’s linked to VPBank.” Timo is designed to eliminate the complexities of banking paperwork and to lower bank fees by moving everything online. Investopedia’s Andrew Bettie puts this down to lower workforce costs. “If you bank with a bricks-and-mortar bank,” he says, “your fees are paying for the cost of staffing, advertising and handling.” The only physical contact that Timo customers have with their bank is when opening their accounts and depositing their money at a Timo Hangout.

Think of these Hangouts as your next favourite co-working space. Timo has no bank branches, but instead offers customers a progressive meeting spot with coffee and a range of comfortable seating areas from which to make their deposits or manage their funds. Customers can then access their money totally online, or using the Timo app. You can open three main accounts: a Spend Account, a Goal Save Account and a Term Deposit Account for serious savers. Timo is primarily a banking service, but you can also use your Timo account to directly pay phone or utility bills, similar to many of Vietnam’s E-Wallet solutions.

“Given Vietnam’s young and increasingly plugged-in population, it seems like Timo has come at a perfect time,” König says, “but everything is still at the beginning. This is not yet revolutionary, but a step into a world of cooler banking in Vietnam.” Timo is currently growing at an astonishing rate – almost 100 percent per month – and this can only increase. “Timo tries to attract millenials,” says König. “Instead of having a classical bank branch with long queues, you can just sit in a cool coffee shop with no queuing, and pay your bills with the app – no need to carry cash around.” Eliminating high costs and paperwork, Timo is actually the ideal solution for sending money around the country. ”Imagine you send cash from the city to your parents who live in the countryside every month. But with services like Momo, Payoo or Timo this can be done on an app in a very short time.”

But what does this all mean for Vietnam’s current banking structure? Will we see a complete revolution in the State banking structure over the next few years? To König, the movement towards digital banking is more an opportunity for growth than a disruptive threat. “Banks in Vietnam have the advantage of observing what has happened in the world and what the local startups are doing, what’s working and what’s not.” Vietnam’s existing financial sector sees this as an exciting new step: 15,400 ATMs across the country currently serve Timo debit cards free of charge, and many other banks across Vietnam are investigating their own digital banking solutions in response to VPBank’s progressive move.

According to AsiaLife

Timo, first digital bank service, opens in HCM City. VNS Photo

HCM CITY (Biz Hub) – Timo, the first digital bank service in Viet Nam, was officially launched late last week in HCM City.

Developed by the Viet Nam Prosperity Joint Stock Commercial Bank (VP Bank) and Global Online Financial Solution, Timo is the first bank service in the country without branches or traditional transaction offices.

All services, including ATM cards, opening of saving accounts and payment to accounts, will be done online though mobile banking applications on smartphones or at the website https://my.timo.vn.

Money sent to Timo will be kept at VPBank to ensure security, the bank said.

All activities, including transfer of money, opening and closing accounts and account statements, are provided free.

VPBank said the company would first develop the service in HCM City and later open in Ha Noi in October. — VNS

According to bizhub