PIN is always known as a security code that any cardholder gets upon opening a new bank card. PIN is commonly used to verify transactions at ATMs, CDM or any transaction made through POS swipes. In addition to PIN, the Timo app also has Quick Code to make it safe, faster and easier for users to make access the app.

So what are the differences between PIN and Quick Code? When and where do you use each of them? The following article will help you to answer these questions.

Definition of PIN

Your PIN (Personal Identification Number) is a combination of numbers known only to you and is used to verify your card ownership. It can be simply understood as a security code used to verify any transaction made from your bank card, such as ATM withdrawals or POS swipes. PIN is used to protect your bank card details and avoid any unauthorized transactions made from your card.

After picking up your card and receiving your PIN, you should change your PIN immediately to protect your account security. Avoid setting up a predictable PIN such as your birthday, phone number, etc.

Definition of Quick Code

Quick Code is a fast security code for the Timo app. To prevent the Timo app from being accessed by an unauthorized person, Quick Code is required every time the Timo app is being accessed after it is not properly closed. Additionally, you can also use your Quick Code to lock/unlock card in the app and change your PIN in cases when you do not remember your current PIN.

How to differentiate between PIN code and Quick Code?

Both PIN Code and Quick Code are set as unique combinations of 4 numbers at Timo. However, the roles of PIN and Quick Code are completely different.

  • PIN is the first step that is required when you try to access your card at any ATM machine. It is also required when you settle a payment via POS swipes. This means that if you do not have your PIN, you will not be able to use the money in your card.
  • On the other hand, Quick Code is used to protect your account in the Timo app or via Quick Code will help you to avoid having someone else log into your Timo app in cases when your phone goes missing or gets stolen.

Hopefully this article helped you to solve any confusion between these 2 security codes and clearly understand the differences between PIN and Quick Code.