Easy to use. Full banking functions. No fees.
Timo is a new kind of bank that doesn’t charge you fees, so you can focus on other things in life. This means you can withdraw at 15,700 ATMs and transfer to anyone in Vietnam all fee free while enjoying interest on your deposits.
Timo keeps your money safe at VPBank.
With Timo, there are no hidden fees.
Access your money instantly wherever you go. View, Spend, and Save money without ever going to the bank.
Never worry about paying ATM fees again, because Timo is fee free for almost all ATMs in Vietnam
You can use your Timo card along with your secret PIN to buy things at all stores and restaurants in Vietnam that accept payment by Debit card. Pay by Timo Debit Card at our Partner outlets and enjoy big savings.
Your Timo account is just like any other bank account. You can save, send, and receive money with any other bank in Vietnam. Your money is also safe, protected by VPBank
Timo is here to help you save money to live your life, not take it away from you in hidden fees. Stop spending money on your old bank and start saving with Timo.
Visit my.timo.vn to access Timo account and security settings instead of on mobile at any time.
Password protected with a personal PIN to unlock and we've given you the ability to lock and unlock your card anytime anywhere.
With Timo, all your money is secure and protected by VPBank.
“My job requires me to travel constantly across Vietnam and overseas. With all the layers of security in the Timo app, I don't worry about my money now. Timo is a full-fledged bank account, but much smarter.”
Bao Nguyen - Sales Manager
“I pay my bills from Singapore! This to me is worth it already! I love Timo!”
Minh Trang - Digital Marketing Specialist
“Timo is just awesome! I use debit card transfers now and my friends and family love receiving it instantly!”
Hong An - Programme Manager
“As a celebrity, I'm always running from one thing to another. With Timo, I can do my banking while I do my running. It's just great!”
Kikki Le - Model
