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  • Develop and implement policies and procedures that help to reduce the credit risk of the organization.
  • Cooperate with Data team to develop the automation of periodical risk dashboard and reports for all the credit products implemented, to well monitor the KRI, also to do early warning and detect in advance the risk fluctuation and fraud attempts.
  • Self-exploration on data to perform ad hoc risk analysis.
  • Support Senior Management with consumer risk reporting needs.
  • Utilize statistical and segmentation tools to develop/optimize personal loan products.
  • Support operational risks assessment and monitoring across functions.
  • Other works as instructed by line managers.


  • University degree holder or above in Finance, Economics, Accountancy or related discipline.
  • Minimum 3 years of experience in Credit risk management, experiences in consumer finance, banking, fintech are preferable.
  • Familiar with Python/R, SQL, Power BI, Excel.
  • Strong analytical skills with the ability to collect, organize and analyze significant amount of information with attention to detail and accuracy.
  • Entails retrieving data and conducting data-driven analytics, utilizing various analytical tools, software, and techniques.
  • Ability to work independently and ownership mindset in work; and
  • Strong stakeholder management and communication skills.
  • Ability to think outside the box, have good business sense.


  • Extra Healthcare Insurance.
  • Competitive Salary.
  • 13-month Salary.
  • Company outing & team building.
  • 15-day annual leave days.
  • Annual trip, team building activities.
  • Phone allowance.
  • Parking allowance.
  • Taxi allowance as business requirement.
  • Full time, working hours from 8:30 – 12:00 & 13:30 – 18:00 Monday to Friday weekly.